The 3 Major Financial Milestones (This Will Change Your Life)
Most people never realize there are specific tipping points in the wealth building journey where everything shifts. In this episode, Andrew walks through the three major financial milestones which gives you a clear map of the road ahead and the motivation to stay on it.
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
Making six figures and still feeling broke is more common than most people want to admit. A 2025 Lending Club study found that 44% of people earning over $100,000 have little to no money left after expenses each month. This episode is the reset button.
How to Plan Your Retirement (By Age!)
Learn how to calculate your exact retirement number and the decade-by-decade moves you need to make from your 20s to your 60s to retire on your own terms.
10 Reasons Smart People Are Bad With Money
Most high earners are shocked to discover that intelligence can actually work against you when it comes to building wealth. What if the same traits that made you successful in your career are quietly destroying your finances?
The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to manage money as a couple and build wealth together, covering why you should never start with spreadsheets and always begin with the dream first, how to calculate the freedom number that makes work optional for both of you, why automating savings and investments removes money fights before they start, how defining personal freedom spending eliminates 90 percent of financial arguments, and why a simple monthly money meeting is all it takes to keep two people fully aligned on the path to financial independence.
How to Invest in Real Estate (In ANY MARKET) with Dave Meyer
Andrew sits down with BiggerPockets data expert Dave Meyer to cut through the noise on real estate in 2026. Together they walk through what the numbers actually show versus what social media and the financial press want you to believe, why so many investors are picking strategies that do not match their actual life, and the three questions you need to answer before you ever make an offer. They also cover what a solid deal looks like in today’s market, the underwriting mistakes that keep tripping people up, why sitting on the sidelines waiting for a crash carries its own hidden costs, and the honest case for when passive investing is simply the smarter move.
The Best Financial Strategies (BY INCOME!)
In this episode of The Personal Finance Podcast, Andrew breaks down exactly the best financial strategies at every income level, covering why survival mode at $30,000 or less is about building buffers and eliminating high-interest debt before anything else, why capturing your full employer 401(k) match is non-negotiable no matter what you earn, the exact order of operations for building wealth from $30,000 all the way to $500,000 and beyond, why a Roth IRA is one of the smartest moves you can make early in your career, how tax strategy becomes wealth strategy once you hit six figures, why the mega backdoor Roth and backdoor Roth IRA are tools too many high earners overlook, how real estate and alternative assets start making serious sense as income climbs, why working with a CPA instead of just tax software can save you more money than you realize, and why the financial question completely changes at the highest income levels from how do I build wealth to how do I protect, transfer, and leave a legacy worth having.
Why Health is Wealth with Justin David Carl
In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to buy a car in 2026 without wrecking your finances, covering why paying cash for a depreciating asset is almost always the smarter wealth move, the 20-4-12-10 rule and why it changes how you think about every car purchase, how to protect yourself from being underwater on a loan, why gap insurance is a band-aid and not a strategy, the difference between thinking like a borrower versus thinking like a wealth builder, why the monthly payment question is the wrong question to ask, how total transportation costs quietly destroy budgets when you ignore insurance, fuel, and maintenance, and why keeping your car for 10 years or longer is one of the most underrated wealth-building moves you can make.
How to Buy a Car And Not Get Screwed (in 2026!)
In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to buy a car in 2026 without wrecking your finances, covering why paying cash for a depreciating asset is almost always the smarter wealth move, the 20-4-12-10 rule and why it changes how you think about every car purchase, how to protect yourself from being underwater on a loan, why gap insurance is a band-aid and not a strategy, the difference between thinking like a borrower versus thinking like a wealth builder, why the monthly payment question is the wrong question to ask, how total transportation costs quietly destroy budgets when you ignore insurance, fuel, and maintenance, and why keeping your car for 10 years or longer is one of the most underrated wealth-building moves you can make.
How to Negotiate Your Bills (and SAVE 6-Figures!)
In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to negotiate your bills and keep more money in your pocket, covering which bills are actually negotiable, how to audit your current expenses, how to research competitors and build real leverage, how to reach the retention department that actually has authority to lower your rate, the exact script and objection handling techniques to use on every call, and how to automate the entire process so your bills never creep up unnoticed again.
