How the Wealthy Use HELOCs to Build Wealth and Protect Their Cash (Should You Have One?)
In this episode of The Personal Finance Podcast, we break down everything you need to know about HELOCs (Home Equity Lines of Credit)—what they really are, how they differ from traditional mortgages, and why the popular “velocity banking” strategy to pay off your mortgage faster delivers minimal benefits with maximum complexity. We explore the math behind using a HELOC to chunk down mortgage payments versus simply making extra principal payments, revealing that the supposed benefits are often overstated and come with significant variable-rate risks that could jeopardize your home.
How to Get Rich Buying Boring Businesses with Codie Sanchez (PFP Vault)
Today we talk to Codie Sanchez about buying boring businesses. Codie owns 26 businesses, is the founder of Contrarian Thinking, and has an incredible newsletter with over 110K Readers.
17 Brutal Lessons To Get Filthy Rich
In this episode of the Personal Finance Podcast, we break down the 17 brutal truths about building wealth that separate the rich from the rest—why saving alone will never make you wealthy, how 94% of millionaires live below their means, and why missing just 20 market days can slash returns by 70%. We explore uncomfortable money realities most never hear: why hard work isn’t enough without assets, how lifestyle inflation destroys million-dollar earners, and why building multiple income streams is essential for financial freedom.
She’s 64, Broke, and Wants to Day Trade – Here’s What I’d Tell Her (Money Q&A)
In this episode of the Personal Finance Podcast, we are going to answer questions on this Money Q&A about she’s 64, broke, and wants to day trade – Here’s What I’d Tell Her.
How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum)
In this episode of the Personal Finance Podcast, we are going to talk about how to invest $1 million,a simple strategy to invest a lump sum.
The Case For and Against Bitcoin (You Need to Hear This!)
In this episode of the Personal Finance Podcast, we are going to talk about the case for and against bitcoin.
Should I Invest in REITS? (Money Q&A)
In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should I invest in REITS?
Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli)
In this episode of the Personal Finance Podcast, we are going to talk about level up your finances with the Wealth Ladder with Nick Majuli.
21 Money Traps Smart People Still Fall Into
In this episode of the Personal Finance Podcast, we are going to talk about 21 Money Traps Smart People still fall into.
Smart Money Habits That Made Ordinary People Millionaires (With Tom Corley)
In this episode of the Personal Finance Podcast, we are going to talk about the smart money habits that made ordinary people millionaires with Tom Corley.
