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What You'll Learn in This Episode
- How to pick between a Roth and traditional 401(k) when there is no employer match
- Why the ETF versions of these funds let you skip the $3,000 minimum entirely
- Whether dividend ETFs like SCHD actually belong in a Roth IRA
- The right debt payoff order when you have cash in the bank and a car loan
- How to pull income from a brokerage account and stay in the 0% capital gains bracket
- What catch-up contributions look like at 50 and 60, and how to run your own catch-up math
- The AI setting to turn off before your chats end up in Google search results
Start Here
Join the community built to help you master your money, stay accountable, and reach financial freedom.
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Resource/s
- Car Insurance https://secure.money.com/pr/gc43ce394da5
- Best HYSA https://secure.money.com/pr/r453ecf4d190
- Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
- Best IRAs https://secure.money.com/pr/oe09b73d1952
Tool/s Mentioned
- The 1-3-6 Method Emergency Fund Mastery https://mastermoney.co/the-ultimate-guide-to-managing-your-emergency-fund/
- Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/
- Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e
- Investment Calculator https://mastermoneyresources.com/investment-calculator-page
Episode/s Mentioned
- The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw
- 5 Side-Hustles That Can Turn into a Full time Income! https://youtu.be/bEIzgYWLi1I
- 5 Side Hustles That Can Turn into a Full time Income! Part 2 https://youtu.be/10C4zt9w8NQ
- 5 Side Hustles That Can Turn into a Full Time Income! (Part 3) https://youtu.be/jEkKQZVYLSg
- 5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY
- How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco,and More With Katie Gatti https://youtu.be/2JThReUdrL4
- The Simple Path to Wealth (With J.L. Collins) https://youtu.be/-02BNewBfbo
Watch Next
- 5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY
- Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet https://youtu.be/daPVY9WCCAw
- The System to Pay Cash For Cars (and NEVER Have a Payment Again!) https://youtu.be/kgmjjQEN3Xs
- Reset Your Money Mindset, Get Out of Debt, Save for a House & Understand Credit Scores (Money Q&A) https://youtu.be/JGoKB92rddo
- Are Trump Accounts Worth It? (And What's Actually Better) https://youtu.be/jJKCfTvTm0Q
Connect with Andrew
- Website → https://mastermoney.co
- Instagram → https://instagram.com/mastermoneyco
- X → https://x.com/mastermoneyco
- TikTok → https://tiktok.com/@mastermoneyco
- LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
- YouTube → https://www.youtube.com/@mastermoneyco/
Question for you:
Which question in this episode sounded the most like your situation? Drop it in the comments.